Accounts

Every valued member of Arkansas Best Federal Credit Union has a share savings account. As an owner, savings in your credit union are called shares. You don’t have to open your account with a big pile of money. Although you can deposit as much as you like, you can open an account with as little as $5.00. Your ABFCU Savings Account is insured up to $250,000 by NCUA, an agency of the federal government. And, our savings account usually pays higher dividends than most other financial institutions.

Open an Account

Once you’ve checked out our great rates, just fill out the membership application below.

Account Access

Our Free Checking Account

Best of all, an Arkansas Best Federal Credit Union Checking Account pays dividends… just like our savings accounts. Plus, our checking account carries no monthly fee, no minimum balance, and no per-check charge. We really are here to help you keep more of your hard-earned money!

Our checking account features a free ABFCU VISA Debit Card. This will allow you the ability to pay for your purchases without writing a check. It will also reduce your need to carry cash because of its easy ATM access. You can monitor and control your debit card using alerts, transaction controls, and spending limits with the CardValet app.

• For those times you still do need a paper check, simply click here to order checks or contact our checking department.

• Through our Online Banking, you are able to view and/or print an image of checks you select as well as make transfers, check your balances, and much more.

• You can also deposit your checks remotely through your mobile phone by using Mobile Deposit found within our ABFCU Mobile App.

• Deposits and withdrawals can be made at over 5,000 Shared Branching locations.

• ABFCU also offers you over 55,000 surcharge-free ATMs with CO-OP and Money Pass ATM networks located across the country.

• Other services, direct deposit, e-statements, and free Bill Pay are available to you when you have an Arkansas Best FCU Checking Account.

• To open a checking account, please log in to Online Banking and choose “Apply for Checking Account” from the menu.

• If you have not yet registered for Online Banking, you can register now. It’s quick and easy!

• If this is your first account at ABFCU, you’ll first need to apply for membership. Welcome!

Christmas Savings

This account offers you a savings option for the Holiday season as well as paying you dividends. Withdrawals are available from November 1 through December 31, as you request. You can make deposits to your Christmas Club in any way you choose throughout the year.

Vacation Savings

Use this account to save for a special trip or event or just to have a way to separate your savings for any reason. This account also earns dividends, and withdrawals are available upon your request.

Share Certificates

A Share Certificate Account is traditionally considered one of the safest ways to save for diverse purposes, such as a dream vacation, down payment, or a secure and comfortable retirement. Share Certificate Accounts always hold their original value, unlike the stock market, plus they earn interest at a rate typically higher than those of a regular savings account.

Arkansas Best Federal Credit Union offers Share Certificates in terms of 3 months, 6 months, 1 year, 2 years, 3 years, 4 years, and 5 years. A minimum deposit of $500 is required on all share certificates. Dividends are paid monthly. There is a substantial penalty for early withdrawal.

Arkansas Best Federal Credit Union offers several options for your retirement and education savings needs. An IRA with ABFCU starts with a simple application, and we’ll take it from there. The different savings plans that we offer are as follows:

Traditional

A Traditional IRA is a tax-deferred retirement savings account. This means you don’t pay taxes on the funds until you withdraw your money in retirement. We offer Traditional IRAs in both savings and share certificate accounts.

Roth

A Roth IRA is funded with money that has already been taxed. Since you have already paid taxes on these funds, there are no taxes upon a qualified withdrawal. Roth IRAs are available in both savings and share certificate accounts.

Coverdell Education Savings Account

A Coverdell ESA is a savings account set up to pay the qualified education expenses of a designated beneficiary. This means you can invest money to grow tax-deferred for education purposes. We offer Coverdell ESAs in savings accounts.