Loans

Credit Cards

Rewards Card

Our new rewards card has lots of benefits!

1.5 points earned per dollar spent
Automatic enrollment in rewards program
Points redeemable for bill credit, merchandise, travel, events, and gift cards
Rewards Management within Online Banking
No limit on how many points you can earn
No annual fee

Low Rate Card

Our new low-rate card offers you simplicity and an extra-low rate with no annual fee!

Credit Builder Card

Repair or build your credit with our credit builder card!

Secured with shares
Same interest rate for everyone
Annual fee of $24 (charged over 12 months, $2 monthly)

View our Credit Card Agreement

Online Access to VISA Accounts

With an ABFCU credit card, you can access your VISA Credit Card account online via the eCS platform. This customer service platform allows you to review up-to-date activity on your account, check your payment amount and due date, make payments, or view your most recent statement. To access eCS, cardholders must log in to Online Banking. If you are not currently registered for Online Banking, please register now. Once registered, you’ll simply click eCS from the drop down menu within Online Banking and you will be directed to eCS without any additional sign in required. If you have any questions or difficulties with this process, please call us at (479) 649-2060.

Secured Loans

At Arkansas Best Federal Credit Union, it doesn’t matter if you’ve been a member for five minutes or five years; your credit union is here to offer low-cost loans for just about anything you need. With ABFCU, your interest rate will be based on your credit history. Take a look below and see the great secured options we have for you.

Auto Loans and Refinancing

At some point, most of us need a loan to buy an auto. If you need to know the value of the car, you can check the NADA Guides anytime. When you’re planning a new or used car or truck purchase, be sure to contact your credit union first.

First Time Auto Loan Program

This is a special program offered exclusively for members who have never financed a vehicle before.

No credit history required
No co-signer required
Raise your credit score, lower your rate! As you make payments and establish credit history, your credit score will improve. With this program, we’ll check your credit at 12 and 24 months (or at your request*) and adjust your rate if your credit score qualifies you for a better one.
*To be eligible for review, loan must be at least 6 months old and at least 6 months from most recent review.

Motorcycle

Time to buy that new (or new to you) motorcycle? We’ll be glad to help you get your financing in place before you make your purchase and hit the open road.

Boats and RVs

Whether your dream is to spend Saturdays at the lake, fishing pole in hand, or tour the countryside with your new camper, we are here and happy to help. When you’re ready to buy a new or used boat or recreational vehicle, make sure to contact your credit union first.

Share Secured Loans

Need to borrow while making sure to keep your savings intact? Rebuild or establish your credit? Our Share Secured Loans allow you to borrow against your own funds held at ABFCU.

Other Secured Loans

Looking to purchase a deluxe lawn mower? New home entertainment system? Something else entirely? Our Other Secured loan covers collateral items over $5,000.

Apply for a Secured Loan

To apply for a loan, please log in to Online Banking and choose “Apply for a Loan” from the menu.

If you have not yet registered for Online Banking, you can register now. It’s quick and easy!
If do not currently have an open account at ABFCU, you’ll first need to apply for membership. Welcome!
If you prefer to speak with someone about your loan needs, just give us a call at 479-649-2060

Mechanical Repair Coverage, GAP, and Credit Life and Disability are offered for many of our loans through TruStage. Ask your loan officer for details today!

(Non-deposit products are not federally insured.)

Check out our great loan rates

You can now submit proof of insurance for your secured loan online! Submit insurance here.

NADA Guides

Before You Purchase

This is a great tool to use in evaluating the price of new or used collateral. We want to make sure that you are getting the best deal available on your purchase. Enjoy this easy-to-use tool!

Find out the value of your new or used automobile

Signature Loans

Need cash for a personal reason? We offer loans for almost any need at fair and reasonable rates.

Personal Lines of Credit

We also offer our members a Personal Line of Credit. This account can be tapped at your convenience through online banking transfers, shared branching, by requesting a check from us, or by a draft into your ABFCU Checking Account.

Apply for a Signature Loan