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Online Banking

With Arkansas Best Federal Credit Union’s Online Banking, you have easy access to all of your accounts right at your fingertips. 

Here are just a few of the features you can enjoy with our Online Banking:

  • Sign up for account access and e-Statements

  • View your account information

  • Make transfers between accounts and between members

  • Make loan payments

  • Contact us

  • Cut a check to yourself or someone else

  • View or print a statement

  • Change your member information, such as address, phone number, email, etc.

  • Set up personal alerts

  • Print/view copies of your cleared checks

  • Review tax information

  • Bill Pay

  • Open New Account

eStatements

Sign in to Online Banking and enroll in eStatements now and receive your statement quickly and safely at each quarter end or month end! You can do this by logging in to online banking and clicking the eStatements tab. When your statement is ready, you will receive an email directing you to your electronic statement. You can easily retrieve your monthly or quarterly statement at your convenience. You can access the statements at any time of the month.

Free Bill Pay

With Arkansas Best Federal Credit Union’s outstanding Bill Pay program you never have to worry about stamps again! Need to pay your electric bill? Got it. Want to send a check to Aunt Sue for her birthday? Got that too. With an ABFCU Checking Account, you have access to free Bill Pay for whatever you need to pay.

Log in to Online Banking and set up Bill Pay today!

Mobile Services

Mobile App

The Arkansas Best Federal Credit Union Mobile App is ABFCU on the go.

It is completely free and gives you access to the many mobile features that ABFCU provides, such as…

  • Deposit checks remotely with Mobile Deposit

  • Mobile Banking

  • Apply for a loan

  • Use our Quick Balance tool to see what’s in your account at any time

  • Locate shared branches and surcharge-free CO-OP and MoneyPass ATMs

  • Connect with us via our website

  • Access your ABFCU VISA account

  • Quickly and easily transfer funds

  • Access Bill Pay

  • See your Events Calendar

All of these features are now available to you with your iPhone, iPad, Android phone or Android tablet! Simply download the mobile app and have easy access to Arkansas Best Federal Credit Union on the go!

Download from the Apple Store Download from the Google Store

Mobile Deposit

Did you know you can quickly deposit checks with your phone using ABFCU’s Mobile Deposit?

As a member of Arkansas Best Federal Credit Union, you have the ability to deposit your checks on the go. To get started, just download the ABFCU app for your Apple or Android device. Once you are logged in, click the Mobile Deposit icon and follow the instructions. You will be asked to enroll and then will receive an email saying that your Mobile Deposit is active.. After that, you will be ready to begin depositing checks with your phone. Once again, we make it easy to do business, even when you’re not here!

Mobile Deposit FAQs

  • How do I sign up for Mobile Deposit?
    The first step is to download the Arkansas Best Federal Credit Union mobile app. Once you have downloaded the app to your mobile device, log into Mobile Banking and click on the “MDeposit” icon. Read and accept the agreement.
  • How do I deposit checks?
    Once you are enrolled in Online/Mobile Banking, you are ready to deposit checks. Simply log in using your user name and password. Follow instructions to Make a Deposit:
    • Choose which account for your deposit
    • Enter amount and date of check
    • Take picture of front of check, making sure to include all four corners
    • Take picture of back of check, making sure to include all four corners
    • Submit image
    • A message will appear on your phone screen to confirm that the image has been received
    • You will receive an email that your deposit has been submitted
  • Are all checks eligible to deposit via mobile device?
    No, the Mobile Deposit Service Terms and Conditions document list check types which are ineligible for mobile deposit. Risk tiers determine number and dollar limits.
  • Is there a fee to use the service?
    No, currently, there is no charge to deposit your check via mobile device.
  • Can I deposit checks from my desktop computer, using my scanner?
    No, remote deposits may only be deposited via a mobile device.
  • Will my check be immediately posted into my account at ABFCU?
    Your check will be posted immediately to your account. A portion of your check may be made available when the item has been submitted/received, based on your risk tier. Your check will be processed by 4:30 each weekday afternoon and will be accepted or rejected. You will receive an email notification. If rejected, the check will be reversed from your account. If accepted, a hold may be placed on your account for the amount of the check.
  • How are risk tiers determined?
    Risk tiers are determined based on average daily balance, current balance, length of membership, age, etc. The risk tier is redetermined on a daily basis. This means that a mobile deposit user may have different limits from one day to the next.
  • What do I do with my check once it has been accepted?
    Once the check has been accepted by ABFCU for deposit, it is now invalid. Write your mobile deposit date on the check to cancel it, and keep it for 45 days.
  • The app shows that my check has been rejected. Why was it rejected, and now what do I do?
    Please refer to Mobile Deposit Terms and Conditions for reasons that a check may be rejected. Our Member Service Representatives are available to help with any issues.
  • How do I know that my check has been received by ABFCU?
    After you deposit your check, you will receive an email that your check has been submitted.
  • Is every member eligible to be a Mobile Deposit User?
    No, a set of criteria is reviewed to determine eligibility for participating as a mobile deposit user.

Electronic Payments

You can make a loan payment from your ABFCU accounts at any time via Online Banking or the Mobile App. Payments made using a debit card can be done online, but not in the mobile app.

Electronic Deposits

Other Services

Check Reordering

Discount Tickets

Because you are a member of Arkansas Best Federal Credit Union, we are proud to offer access to discounted tickets at several theme parks and attractions.

Silver Dollar City, White Water, Showboat Branson Belle

You can now order your discounted Branson tickets online. Members, you will need to call the Credit Union to get a promo code to receive the discount. To receive the discount on tickets, you must enter the Corporate Promo Code. Visit the Silver Dollar City website to order tickets. Your discount will be applied upon checkout.

Repos for Sale

Please check back soon!

truSTAGE

ABFCU has partnered with truSTAGE to offer our members Accidental Death and Dismemberment, Auto Insurance, Home Insurance, and Life Insurance. Please call (888) 787-8243 or visit TruStage.com for more information. Non-deposit products are not federally insured.

Helpful Information

Thinking of Retirement?

At Arkansas Best Federal Credit Union, we strive to help turn your financial dreams into reality. We know you’ve been planning for retirement for most of your life, and that is important to us. Please find here the information and resources we have available to help you retire comfortably whenever the time is right for you.

We’ll be updating this page with more resources, so you can check back for more information at a later date.

  • What happens to my account at the credit union when I no longer have direct deposit or payroll deductions funding the account?
    Your membership is still valuable, both to us and to you, when payroll contributions stop. You’ve spent years establishing a relationship with us, and that is incredibly advantageous to you when you find yourself in need of a loan, a credit card, or a specialty savings account. Many of our members also choose to take advantage of our IRA‘s and Share Certificates after retiring. You can always have your social security check or pension direct-deposited into your ABFCU checking account, too. Don’t have a checking account at ABFCU? Call 479-649-2060 to get started.
  • I don’t live in Fort Smith. Why should I keep my account open?
    We have made every effort to be available to members in all parts of the United States. All of your financial needs can be met over the phone, through U.S. mail or email, or at a shared branch. Not sure where to find the nearest shared branching location? Call us at 479-649-2060 or use our shared branch locator.
  • I’ve retired from one of your SEGs, but would like to open an account. Am I still eligible?
    Yes! You are eligible, and your close family members are also eligible once your account is open.
  • Why should I choose to do my daily banking with a credit union instead of a bank?
    While banks are for-profit institutions working to please a board of directors or shareholders, credit unions are not-for-profit financial institutions owned by their members. That means we can offer lower interest rates on loans and credit cards and higher interest rates on deposit accounts. With a credit union, you also have added benefits such as personalized service, discounted tickets, and fewer fees.

Handy Links

Scam Prevention

General Guidelines for Scam Prevention

  • Don’t trust messages containing poor grammar and spelling.

  • Do not click on links in unsolicited emails.

  • Be wary of email attachments.

  • Do not reveal personal or financial information through email, and do not respond to email requests for this information.

  • Verify a charity’s authenticity before making donations.

  • Be aware of unsolicited text messages, especially when you haven’t requested one.

  • Be aware of emails/calls/text messages which ask you to take action/click on something. If something doesn’t feel right to you, it probably isn’t. If you feel the communication may be legitimate, feel free to hang up and reach out to the organization at their listed phone number/email address. This could prevent scammers from posing as entities that you trust.

  • Do not give anyone access to your online banking username/password, PIN number, security codes, account numbers, or credit/debit card numbers.

  • Use caution when considering information you’ve seen on social media.

  • If it seems too good to be true, it probably is!

Red Flags for Counterfeit Checks

  • Non-existent or faded credit union or bank logo

  • No address, invalid address, or just a PO Box

  • No check number in top right corner

  • Thin, flimsy, or low-quality paper

  • Spelling or typing errors in any of the printed areas

  • Mismatching of written and spelled out check amounts

  • Areas where things appear to have been added or erased from the check

Additional Resources

Even if you’ve been very careful with your information, we recommend regular monitoring of your accounts and credit report for any suspicious activity.

Register for online banking to monitor your accounts with ABFCU.

Get a free credit report.

Look at the Federal Trade Commission’s Tips for Staying Safe Online.

Report Elder Financial Exploitation: 1-833-372-8311 (1-833-FRAUD-11)